Daily Static Quiz Prelims Practice 2027
Lakhpati Didi targets 3 crore SHG women to build micro-enterprises and achieve sustainable annual income of ₹1 lakh or more through skill training and MSME linkages, announced in the 2023 Independence Day address and expanded in Budget 2024. PM Ujjwala Yojana instead provides free LPG connections to BPL women, unrelated to SHG income generation, Namo Drone Didi trains SHG women as drone pilots for agricultural services, a different scheme with a different objective, and PM SHRI is a school infrastructure upgradation scheme under NEP 2020 rather than a women's livelihood programme.
- Under PM-KISAN, eligible farmer families receive ₹6,000 per year in three equal instalments of ₹2,000 each, directly into their bank accounts.
- PM-KISAN covers all farmer families in India including income taxpayers and those holding constitutional posts.
- The scheme was launched with retrospective benefit from 1 December 2018.
- As of 2024, over 11 crore farmer families have been registered under PM-KISAN.
Statements 1, 3 and 4 are correct, while Statement 2 is wrong. PM-KISAN provides ₹6,000 per year in three instalments of ₹2,000 each via DBT into Aadhaar-linked bank accounts, was announced in the Interim Budget 2019 with retrospective effect from 1 December 2018, and has registered approximately 11-11.5 crore farmer families, making it one of the world's largest DBT programmes. PM-KISAN actually has clear exclusion criteria, ruling out income taxpayers, institutional landholders, those holding or having held constitutional posts, serving or retired government employees above Class IV, and professionals such as doctors and lawyers, rather than covering all farmer families as Statement 2 claims.
Namo Drone Didi provides drones to 15,000 Women SHG clusters, trains members as certified drone pilots, and enables fee-based services such as crop monitoring and precision spraying, creating livelihoods while promoting precision agriculture adoption. Option (a) is incorrect since these are civilian agricultural drones rather than military-grade delivery systems, option (b) is wrong since the scheme concerns drone deployment for agriculture rather than drone manufacturing, and option (c) misstates the model, since drones go to SHG clusters for commercial service provision rather than being handed out as free individual assets to farmers.
- PMFBY replaced the National Agricultural Insurance Scheme (NAIS) and Modified NAIS in 2016.
- Under PMFBY, farmer premium is capped at 2% for Kharif, 1.5% for Rabi, and 5% for annual commercial/horticultural crops.
- PMFBY covers only natural calamities such as drought and flood, excluding post-harvest losses and localised risks.
- The premium subsidy beyond the farmer's contribution is shared equally between Centre and State in all cases.
Statements 1 and 2 are correct, while Statements 3 and 4 are wrong. PMFBY was launched in Kharif 2016, replacing both NAIS and Modified NAIS to consolidate India's crop insurance architecture, and the premium caps of 2% for Kharif, 1.5% for Rabi, and 5% for commercial or horticultural crops are among the most tested specifics of the scheme, with the government subsidising the gap between these caps and the actual actuarial premium. PMFBY actually covers a much wider range of risks than Statement 3 suggests, including prevented sowing, mid-season adversity, post-harvest losses, and localised risks like hailstorm, landslide, and inundation, and the subsidy-sharing ratio is 50:50 for most states but the Centre bears 90% of the premium subsidy for northeastern states, meaning it is not equal in all cases.
Reason (R): PMMSY was launched with a total investment of ₹20,050 crore — the largest ever in Indian fisheries — targeting fish production of 22 million metric tonnes and doubling fishers' incomes by 2024–25.
Both A and R are correct, and R directly explains A. PMMSY is positioned as the "Blue Revolution," aimed at harnessing India's vast marine and inland fisheries potential, with India ranking as the world's third-largest fish producer and second-largest aquaculture nation, and its ₹20,050 crore investment spanning 2020-21 to 2024-25 makes it the largest single investment ever in Indian fisheries. Its specific targets, including 22 million metric tonnes of production, doubled fishers' incomes, and a modernised cold chain, are precisely why the scheme is called landmark, making R the direct substantiation of the claim made in A.
