Content
- The hard truth about out-of-pocket health expenditure
- How does SC’s order affect Waqf law?
- EU–India partnership set for upgrade
- Sarnath Heritage Plaque Revision and UNESCO Nomination
- World Ozone Day: Earth’s protective layer on track to return to 1980s levels by mid-century, says WMO
The hard truth about out-of-pocket health expenditure
Context
- Definition: OOPE refers to direct payments made by households at the point of receiving healthcare services, excluding any insurance or government reimbursements.
- Issue: India’s out-of-pocket expenditure (OOPE) is the main mode of health financing → pushing families into poverty.
- NHA (National Health Accounts) reports show a decline in OOPE share (from 64% in 2013-14 → 39% in 2021-22).
- Criticism: The decline may be statistical, not real, due to survey limitations, under-reporting, and extrapolation.
- Why in news: Scholars compared NHA with CMIE, CES 2022-23, LASI, NIA data → found contradictions.
Relevance
- GS2: Health as a social justice issue, rights-based approach, federalism (Centre-State role in health).
- GS3: Human capital, poverty alleviation, economic burden of healthcare, inflation.
- GS1: Social inequalities in healthcare access.

Key Facts & Data
- NHA estimates: OOPE = 64% (2013-14) → 49% (2017-18) → 39% (2021-22).
- CES 2022-23: OOPE share in household consumption rose:
- Rural: 5.5% → 5.9%
- Urban: 6.9% → 7.1%
- LASI data: Higher hospitalisation by elderly than NSS suggests.
- CMIE-CPHS: Showed a V-shaped OOPE trend during COVID (steep rise + fall), absent in NHA.
- NIA estimates: Household spending on health in GDP shows steady increase, contradicting NHA’s decline.
Implications
(a) Polity & Governance
- Raises questions on data reliability for policymaking.
- Misleading statistics may allow governments to claim false progress in reducing healthcare burden.
(b) Economy
- Health-care inflation: Higher household budget share going to health.
- Increased borrowing/sale of assets for treatment → poverty trap.
(c) Society
- OOPE → catastrophic health expenditure.
- Women and children bear disproportionate burden (extra work, dropping out of school, reduced nutrition).
- Inequity: Poor often forgo care due to inability to pay.
(d) Pandemic Lessons
- NHA failed to capture COVID-19 distress → highlights gaps in real-time monitoring.
Critical Analysis
- Core Message of Article: The decline in OOPE shown by NHA is likely misleading, driven by flawed reliance on a single NSS round.
- Counter-arguments:
- Government schemes like PM-JAY, free drugs initiatives, Health & Wellness Centres may have actually reduced OOPE.
- But benefits may be uneven (urban vs rural, public vs private sector).
- Ethical & Political Dilemmas:
- Using selective statistics for political narratives undermines trust.
- Need balance between showcasing progress and acknowledging gaps.
Conclusion
- OOPE in India remains high and inequitable despite reported statistical declines, perpetuating poverty and health inequality.
- Strengthening public health schemes and improving real-time data collection are essential to protect vulnerable populations.
How does SC’s order affect Waqf law?
Basics
- Waqf: Permanent dedication of property by a Muslim for religious/charitable use under Islamic law.
- Waqf (Amendment) Act, 2025: Amended Waqf Act, 1995. Claimed aim: transparency & accountability.
- Petitioners’ claim: Violates Articles 26 & 30 (minority rights to manage religious affairs & institutions).
- SC (15 Sept 2025): Did not strike down Act entirely, but stayed contentious provisions pending final hearing.
Relevance
- GS2 (Governance & Polity): Minority rights (Articles 25, 26, 30), federalism (Centre-State powers in religious institutions), judicial oversight, secularism, separation of powers.
- GS1 (Social Issues): Religious autonomy, community self-governance, social harmony, minority alienation risk, impact on conversions and freedom of conscience.
SC’s Interim Directions
- Stayed provisions:
- District Collectors’ unilateral power to decide ownership of waqf property.
- Five-year practising Islam requirement for creating waqf.
- Excessive non-Muslim representation on Waqf Boards & Council.
- Allowed provisions:
- Abolition of waqf by user doctrine.
- Mandatory central registration of waqf property.
- Application of Limitation Act, 1963 to waqf land claims.
Broader Implications for Minority Rights
(a) Positive Safeguards (Judicial Protection)
- Protects community autonomy from executive overreach.
- Reinforces separation of powers → property disputes remain with judiciary/tribunals, not district officials.
- Places limits on State interference in religious institutions under Article 26.
(b) Areas of Concern (Potential Restrictions)
- Five-year Islam practice clause (though suspended temporarily) could:
- Create state policing of faith & religiosity.
- Restrict new converts’ rights → affecting freedom of conscience (Article 25).
- Limiting “waqf by user” weakens community’s traditional practices, reducing scope of minority-controlled endowments.
- Allowing non-Muslim representation, though capped, raises tension with Article 30 rights (exclusive minority management).
(c) Larger Constitutional Themes
- Minority rights vs State regulation: Balancing autonomy with transparency.
- Federalism & secularism: Executive dominance in religious endowments risks tilting towards majoritarian oversight.
- Judicial minimalism: SC chose interim balance, not final confrontation.
Overview
- Polity & Governance:
- Shows how State control of minority institutions can erode trust in secularism.
- Opens debate on whether uniform accountability norms should apply to all religious endowments (temples, gurudwaras, mutts).
- Minority Rights :
- Direct link to Articles 25, 26, 30.
- Precedents: Azeez Basha vs Union of India (1968) (AMU not a minority institution), TMA Pai (2002) (scope of minority rights).
- Social Harmony:
- Any perception of excessive State interference can fuel minority alienation.
- May also create a template for State intervention in other religious endowments.
- Legal-Philosophical:
- Tests the line between secular regulation (accountability, transparency) and religious autonomy (self-governance).
Way Forward
- Need for parity in regulation of all religious trusts/endowments (not just waqf).
- Frame clear, secular procedures for property verification — not dependent on subjective religiosity tests.
- Balance transparency & accountability with constitutional guarantees of minority self-management.
- Final SC judgment will be a landmark precedent for defining minority rights under Articles 26 & 30.
EU-India partnership set for upgrade
Context
- Event:
The European Commission and EU High Representative Kaja Kallas unveiled “A New Strategic EU–India Agenda” in Brussels. - Trigger:
EU seeks to deepen ties with India (trade, technology, defence, climate), while expressing concerns over India’s military exercises with Russia and oil imports from Moscow. - Background:
India–EU relations involve:- Ongoing FTA negotiations (14th round in October 2025).
- Shared interest in rules-based international order.
- Challenges: Russia–Ukraine war, India’s tariffs, regulatory barriers, India’s China policy.
Relevance
- GS2 (IR/Polity): India–EU partnership, multilateralism, strategic autonomy.
- GS3 (Economy): FTA negotiations, non-tariff barriers, trade diversification.
- GS1 (Society): Social impact of liberalized trade on farmers & SMEs.

Key Facts & Data
- Strategic Agenda Scope: Trade, tech, security, defence, climate.
- EU Position: India = “crucial partner” but oil imports & Russia military exercises remain issues.
- FTA Negotiations: 14th round scheduled (Oct 6–10, 2025); aim → conclude by early 2026.
- Trade Growth: India–EU trade ↑ 90% in the last decade.
- Barriers Highlighted: Indian agricultural tariffs, non-tariff barriers like Qualitative Control Orders (QCOs).
- EU Strategy Phrase: “Nothing is agreed until everything is agreed.”
- Geopolitical Context: EU balancing ties with India to prevent its tilt towards Russia/China.
Bilateral Trade Overview
- Trade Volume: In 2024, trade in goods between the EU and India reached €120 billion, accounting for 11.5% of India’s total trade. The EU is India’s second-largest trading partner, while India ranks as the EU’s 9th largest trading partner.
- Trade Growth: Over the past decade, EU–India trade in goods has increased by nearly 90%.
- Trade Balance: In 2024, the EU recorded a trade surplus of €147 billion in goods, with India being a significant contributor to this surplus.
Significance / Implications
a.Polity & Governance
- EU recognition of India as a global partner strengthens India’s multilateral standing.
- Potential agreement on classified information → deeper defence cooperation.
- Could elevate India–EU ties to a level comparable with India–US and India–Japan partnerships.
b.Economy
- FTA could expand India’s export access to EU (largest trading bloc globally).
- Addressing tariff/non-tariff barriers → key for market entry of Indian goods.
- India’s reputation as a “tough negotiator” may prolong timelines but also ensures strategic bargaining power.
c.Society
- Enhanced climate and tech cooperation → scope for joint work on clean energy, AI, digital governance.
- Trade liberalization → implications for Indian farmers & domestic industries (sensitive tariff sectors).
d.Geopolitics / Security
- EU wary of India’s Russia ties → oil imports, military exercises (Zapad-2025).
- EU wants India as a rules-based order partner in Indo-Pacific & Ukraine crisis context.
- EU sees engagement with India as a way to prevent strategic void filled by China/Russia.
Critical Analysis
- Core Message:
EU is pushing for a comprehensive partnership with India but is cautious about India’s Russia links. - Counter-Arguments / Missing Dimensions:
- EU itself remains dependent on external energy & trade with authoritarian regimes (double standards argument).
- India’s Russia oil imports are framed as economic necessity, not geopolitical alignment.
- EU has not addressed Indian concerns over visa barriers, services trade, and agricultural subsidies.
- Ethical/Political Dilemmas:
Balancing “strategic autonomy” vs. “rules-based order alignment” → India resists being pressured into Western geopolitical positions.
Conclusion
- India’s strategic partnership with the EU is set to deepen in trade, technology, defence, and climate cooperation.
- Successful engagement requires balancing strategic autonomy with EU concerns on Russia ties and aligning economic and geopolitical interests.
Sarnath Heritage Plaque Revision and UNESCO Nomination
Context
- What happened?
The Archaeological Survey of India (ASI) will install a new plaque at Sarnath crediting Raja Jagat Singh (a local ruler) instead of the British for preserving the holy Buddhist site. - Why in news?
This is part of India’s proposal to list Sarnath on the UNESCO World Heritage Site list (2025–26 cycle). - Background:
Sarnath, ~10 km from Varanasi, is where Buddha gave his first sermon in 528 BCE. Ashoka built stupas/monasteries here. Later sacked (12th century). Rediscovered during colonial excavations (18th–19th century).
Relevance
- GS1: Indian culture – Buddhist heritage, architecture, historical sites.
- GS3: Tourism economy, sustainable heritage management.

Key Facts & Data
- ASI change: Corrected attribution → Raja Jagat Singh, not British archaeologists.
- Ashoka (268–232 BCE): Built pillars/stupas; Lion Capital at Sarnath became India’s National Emblem.
- Destruction: 12th century sack; major decline after invasions (cited: Qutb-ud-din Aibek’s forces).
- Rediscovery: 1799 Jonathan Duncan; 1836 Cunningham excavations; 1904–05 F.O. Oertel systematic excavation.
- Findings: 476 architectural and sculptural relics + 41 inscriptions in one season (Oertel).
- UNESCO Nomination: Tentative list, 27-year wait for inscription.
Raja Jagat Singh
- Identity: Raja Jagat Singh, also called Babu Jagat Singh, was a prominent 18th-century figure in Banaras (Varanasi), holding administrative control (tahud) over parganas including Shivpur, which encompassed Sarnath.
- Historical Role: In 1793–94, he initiated excavations at the Dhamek Stupa in Sarnath, primarily to obtain building materials for a market in Banaras named after him.
- Discoveries: During the excavations, he uncovered a relic casket containing bones, pearls, and gold leaves, which were later discarded into the Ganges.
- Legacy: The stupa became locally known as the “Jagat Singh Stupa” due to his involvement.
- Misrepresentation: Over time, colonial and later narratives misrepresented him as a vandal, overshadowing his role in preserving and highlighting Sarnath’s archaeological significance.
- Modern Recognition: Recent research and efforts by the Jagat Singh Raj Pariwar Shodh Samiti clarified his contributions. The ASI installed a corrected plaque at the Dhamek Stupa crediting him, aligning with India’s 2025–26 UNESCO World Heritage nomination for Sarnath.
- Significance: His actions helped bring Sarnath’s Buddhist heritage to broader attention, supporting heritage preservation and cultural diplomacy.
Sarnath Heritage Site
- Historical Significance: Site of Buddha’s first sermon (528 BCE) → Birthplace of the “Dharmachakra” (Wheel of Dharma) → foundational to Buddhist philosophy.
- Ashokan Contributions: Ashoka (268–232 BCE) built stupas, monasteries, and the iconic Ashokan Pillar → Lion Capital later became India’s National Emblem.
- Medieval Decline: Sacked in the 12th century by Qutb-ud-din Aibak’s forces → led to centuries of neglect and decline.
- Colonial Rediscovery: Excavations by Jonathan Duncan (1799), Alexander Cunningham (1836), F.O. Oertel (1904–05) → recovered 476 architectural/sculptural relics + 41 inscriptions in one season.
- Archaeological Value: Contains stupas, monasteries, inscriptions, pillars, and relic caskets → provides insights into Mauryan, Gupta, and later periods.
- Cultural & Religious Importance: A major Buddhist pilgrimage site → promotes global Buddhist tourism and interfaith cultural understanding.
- UNESCO Nomination: Listed in India’s tentative list (2025–26) → potential World Heritage Site → global recognition, tourism boost, and conservation impetus.
Significance / Implications
- Polity & Governance:
- National heritage recognition → assertion of indigenous credit (Raja Jagat Singh) instead of colonial narrative.
- Strengthens India’s cultural diplomacy via UNESCO.
- Economy:
- Tourism boost if UNESCO tag granted; global recognition of Buddhist circuit.
- Society:
- Strengthens Buddhist identity and heritage preservation.
- Corrects colonial historiography; promotes local ownership of history.
- Global/IR:
- Soft power through Buddhist heritage diplomacy (esp. with SE Asia, East Asia).
Critical Analysis
- Core Message:
Highlights transition from colonial credit to indigenous recognition; emphasis on historical continuity and rediscovery. - Counter-Arguments / Missing Dimensions:
- No discussion on present challenges of conservation (pollution, urban encroachment, mass tourism).
- Ignores role of Buddhist communities in contemporary preservation.
- Lacks detail on UNESCO evaluation criteria (authenticity, integrity, management).
- Ethical/Political Dilemma:
- Rewriting plaques to correct colonial legacy vs. risking political overtones in historical crediting.
Conclusion
- Recognizing Raja Jagat Singh instead of colonial archaeologists asserts indigenous ownership and strengthens cultural diplomacy.
- UNESCO listing can boost tourism, preserve heritage, and promote sustainable management with community involvement.
World Ozone Day: Earth’s protective layer on track to return to 1980s levels by mid-century, says WMO
Context
- What happened: WMO released its Ozone Bulletin (Sept 16, 2025) stating that Earth’s ozone layer is on track to return to 1980 levels by mid-century.
- Why in news: Ozone hole over Antarctica in 2024 was smaller than in recent years, with delayed onset and faster recovery.
- Background:
- Vienna Convention (1985) → Framework for cooperation.
- Montreal Protocol (1987) → Landmark treaty phasing out ozone-depleting substances (ODS).
- Kigali Amendment (2016) → Phasing down HFCs, with climate co-benefits.
Relevance
- GS2: Global governance, environmental treaties, multilateral institutions.
- GS3: Environment, ozone depletion, climate change mitigation, technology innovation.

Key Facts & Data
- ODS phase-out: Montreal Protocol eliminated 99% of controlled ODS.
- Projected Recovery Timelines:
- Antarctica → 2066
- Arctic → 2045
- Rest of the world → 2040
- Ozone hole 2024:
- Max mass deficit: 46.1 million tonnes (Sept 29, 2024).
- Smaller than 2020–23 holes, below 1990–2020 average.
- Health & Environment Benefits: Prevents skin cancer, cataracts, ecosystem damage.
- Kigali Amendment: Ratified by 164 parties, expected to prevent 0.5°C warming by 2100.
Significance / Implications
(a) Polity & Governance
- Case study in effective multilateralism → science-based policy, global cooperation, compliance mechanisms.
- Demonstrates how binding treaties + financial/technological support deliver results.
(b) Economy
- Transition away from ODS spurred green innovation in refrigeration, air conditioning, foam, aerosols.
- HFC phase-down under Kigali → integrates climate mitigation with industry regulation.
(c) Society & Health
- Reduced risks of skin cancer & cataracts.
- Protects agriculture and marine ecosystems from UV damage.
(d) Environment & Climate
- Ozone recovery = resilience of Earth systems when stressors are reduced.
- Kigali adds climate co-benefit, showing overlap between ozone diplomacy and climate diplomacy.
Critical Analysis
- Article’s core tone: Positive, celebratory of multilateral success.
- Counter-arguments / Missing Dimensions:
- Monitoring gaps: Need vigilance against illegal ODS production (e.g., CFC-11 emissions detected in 2018).
- Replacement chemicals: HFCs are non-ODS but strong GHGs, requiring parallel climate strategies.
- Equity concerns: Developing nations need technology transfer & finance for sustainable transitions.
- Ethical dimension: Global cooperation worked here → raises the question why climate change talks lag compared to ozone diplomacy.
Conclusion
- Multilateral treaties like the Montreal Protocol and Kigali Amendment demonstrate effective science-driven global governance and environmental recovery.
- Lessons from ozone recovery highlight the importance of technology transfer, monitoring, and equitable global cooperation for broader climate challenges.
Ozone Layer: Value Additions
- Function: Protects life on Earth by absorbing harmful UV-B radiation, reducing skin cancer, cataracts, and DNA damage.
- Montreal Protocol (1987): Landmark treaty that phased out ozone-depleting substances (CFCs, halons); considered a global environmental success story.
- Vienna Convention (1985): Framework for international cooperation on ozone protection.
- Kigali Amendment (2016): Phasing down HFCs (not ODS but potent greenhouse gases) → climate co-benefits, reduces global warming by ~0.5°C by 2100.
- Recovery Projections:
- Antarctica → 2066
- Arctic → 2045
- Rest of the world → 2040
- Health & Environment Benefits: Lower UV exposure protects human health, agriculture, marine ecosystems, and biodiversity.
- Multilateral Diplomacy: Demonstrates effective science-based global governance; model for climate cooperation.
- Technology & Economy: Stimulated green innovation in refrigeration, air conditioning, and industrial processes.
- Monitoring & Challenges: Vigilance required against illegal ODS production; replacement chemicals (HFCs) need climate-conscious management.
- Equity & Ethics: Developing countries need technology transfer and finance for sustainable compliance; showcases global cooperation effectiveness.