Daily Current Affairs Quiz Prelims Practice 2027
- UPI was developed by the National Payments Corporation of India (NPCI), a body set up jointly by the Reserve Bank of India and the Indian Banks' Association.
- Under the zero-MDR mandate introduced in 2020, merchants pay no fee for accepting UPI payments, and the government fully covers the operational cost of the UPI ecosystem through a subsidy.
- As of July 2026, UPI accounts for approximately 87% of retail digital payments in India by volume.
- A1 and 2 only
- B2 and 3 only
- C1 and 3 only
- D1, 2 and 3
Statement 1 is correct — NPCI was set up jointly by the RBI and the Indian Banks' Association in 2008 as a not-for-profit umbrella organisation. Statement 2 is incorrect because the zero-MDR subsidy is capped at 0.15% of transaction value on payments up to ₹2,000 and covers only about 11% of the ecosystem's actual operational cost (roughly ₹2,000 crore against an estimated ₹20,700 crore annually) — the absolute phrase "fully covers" is the trap here. Statement 3 is correct, as UPI's share in retail digital payments rose from about 40% in November 2019 to 87.6% in July 2026 per RBI data.
Reason (R): The BNSS replaced the Code of Criminal Procedure, 1973, which permitted a maximum of 15 days of police custody only within the initial period of detention, after which no further police custody was permissible.
- ABoth Assertion (A) and Reason (R) are true, and Reason (R) is the correct explanation of Assertion (A).
- BBoth Assertion (A) and Reason (R) are true, but Reason (R) is NOT the correct explanation of Assertion (A).
- CAssertion (A) is true, but Reason (R) is false.
- DAssertion (A) is false, but Reason (R) is true.
The Assertion is true — the BNSS, in force from 1 July 2024, allows up to 15 days of police custody in aggregate within the first 40 days for offences punishable up to 10 years, or within 60 days for serious offences, a position upheld by the Supreme Court in State of Andhra Pradesh v. Suda Suresh Veera Venkata Naga Raju (2026). The Reason is also true, since Section 167 of the CrPC limited police custody to the first 15 days only, after which just judicial custody was permissible. However, the Reason merely describes the old law as background contrast and does not explain why the BNSS created its flexible window — the actual justification is the legislative intent to permit custody when fresh evidence emerges during investigation. This is a classic Assertion–Reason trap where both facts are individually true but the causal link fails.
- The National Biofuels Policy, 2018 (revised 2022) sets a target of 20% ethanol blending in petrol, with the deadline advanced to 2025 from the original 2030 target.
- Maize is currently the single largest feedstock for ethanol production in India, accounting for more than 40% of the total ethanol feedstock mix.
- AStatement 1 only is correct.
- BStatement 2 only is correct.
- CBoth Statement 1 and Statement 2 are correct.
- DNeither Statement 1 nor Statement 2 is correct.
Statement 1 is correct — the National Biofuels Policy, 2018 set the E20 target of 20% ethanol blending in petrol, and the 2022 revision advanced the deadline from 2030 to 2025, with India reaching the 10% milestone in 2022. Statement 2 is also correct, since the 2025–26 feedstock composition shows maize at roughly 45% of the total mix, ahead of FCI rice at 22%, sugarcane juice at 16% and B-heavy molasses at 10%. The trap lies in assuming sugarcane and molasses still dominate as they historically did — maize overtook them following a 45% rise in output over three years.
- AGPS receivers displayed coordinates in the WGS84 datum, while Indian military maps were based on the Everest Spheroid — a difference that could introduce positional errors of hundreds of metres.
- BGPS receivers displayed coordinates in the Everest Spheroid datum, while Indian military maps were based on WGS84 — requiring manual datum conversion by pilots before executing strikes.
- CThe US had activated Selective Availability on GPS signals during the Kargil conflict, degrading civilian GPS accuracy to approximately 50 metres to prevent Pakistan from using the same system.
- DAll Indian combat aircraft used the same Time Arc-6 GPS sets, which could only display WGS84 coordinates and were therefore incompatible with Survey of India maps.
Option (a) is correct because GPS displays coordinates in WGS84 (World Geodetic System 1984) while Survey of India maps were built on the Everest Spheroid of 1830, and the datum shift between these two reference ellipsoids can produce positional errors of several hundred metres in parts of India — critical for precision targeting. Option (b) is a reversal trap that swaps the two datums. Option (c) is wrong on the figure, as Selective Availability degraded accuracy to about 100 metres rather than 50, and it was switched off on 2 May 2000, after the war. Option (d) fails because the Time Arc-6 sets fitted on MiG-21 and MiG-23 BN aircraft could be configured to display Indian Everest coordinates, eliminating the datum shift on those platforms.
- Project Elephant was launched in 1992 as a Centrally Sponsored Scheme to provide financial and technical support to elephant-range states.
- India has 33 Elephant Reserves spanning 14 major elephant-range states, with the East-Central region having the highest number of identified elephant corridors.
- As per the Synchronous All India Elephant Estimation (SAIEE) 2021–25, India hosts approximately 22,446 wild elephants — around 60% of the global wild Asian elephant population.
- A1 and 2 only
- B1 and 3 only
- C2 and 3 only
- D1, 2 and 3
All three statements are correct. Project Elephant was launched in 1992 by the Ministry of Environment, Forest and Climate Change as a Centrally Sponsored Scheme, and India today has 33 Elephant Reserves across 14 major elephant-range states. Per Elephant Corridors of India (2023) by the Wildlife Institute of India, the East-Central region has the highest count with 52 of the 150 identified corridors, ahead of the North-East with 48 — a common point of confusion. The SAIEE 2021–25 estimates 22,446 wild elephants in India, roughly 60% of the global wild Asian elephant (Elephas maximus) population of about 48,000–52,000.
Reason (R): Cloud seeding can create precipitation from clear skies by introducing cloud condensation nuclei, making it an unconditional solution to drought independent of existing atmospheric moisture conditions.
- ABoth Assertion (A) and Reason (R) are true, and Reason (R) is the correct explanation of Assertion (A).
- BBoth Assertion (A) and Reason (R) are true, but Reason (R) is NOT the correct explanation of Assertion (A).
- CAssertion (A) is true, but Reason (R) is false.
- DAssertion (A) is false, but Reason (R) is true.
The Assertion is true — Kazakhstan is using aircraft-based flares carrying sodium chloride and potassium chloride, both hygroscopic agents, over the Turkestan region in collaboration with UAE meteorological expertise. The Reason is false because cloud seeding cannot manufacture rain from clear skies; it requires pre-existing clouds with sufficient moisture and merely enhances precipitation by supplying additional condensation nuclei, a limitation recognised by the World Meteorological Organization. The trap is the plausible-sounding claim that the technology creates precipitation independent of atmospheric moisture — it is an enhancement technology, not a rain-creation one.
- The BNSS came into force on 1 July 2024, and it is one of three criminal law codes that replaced colonial-era laws — the other two replacing the Indian Penal Code and the Indian Evidence Act respectively.
- Under the BNSS, the period during which default bail becomes applicable is 40 days for offences punishable with death, life imprisonment or imprisonment for ten years or more.
- AStatement 1 only is correct.
- BStatement 2 only is correct.
- CBoth Statement 1 and Statement 2 are correct.
- DNeither Statement 1 nor Statement 2 is correct.
Statement 1 is correct — the BNSS came into force on 1 July 2024 alongside the Bharatiya Nyaya Sanhita replacing the Indian Penal Code, 1860 and the Bharatiya Sakshya Adhiniyam replacing the Indian Evidence Act, 1872. Statement 2 is incorrect because Section 187(3) of the BNSS makes default bail available after 90 days for serious offences punishable with death, life imprisonment or ten years or more, and after 60 days for lesser offences. The 40-day figure is the window within which police custody may be sought for lesser offences, not the default bail trigger — memorise police custody as 40/60 days and default bail as 60/90 days.
- PVTGs are identified among Scheduled Tribes on the basis of pre-agricultural technology, declining or stagnant population, extremely low literacy and subsistence-level economies; currently 75 PVTGs are notified across 18 States and 2 Union Territories.
- The PM Particularly Vulnerable Tribal Groups Development Mission (PM JANMAN), launched in November 2023, carries an outlay of ₹24,000 crore and specifically covers housing, road connectivity, safe drinking water, mobile medical units and Anganwadi centres for PVTGs.
- The Baiga community — a PVTG found primarily in Madhya Pradesh and Chhattisgarh — are known for their practice of bewar (shift cultivation) and traditionally regard themselves as custodians of the earth.
- A1 and 2 only
- B2 and 3 only
- C1 and 3 only
- D1, 2 and 3
Statement 1 is incorrect on a single detail — the 75 notified PVTGs are spread across 18 States and only ONE Union Territory, the Andaman & Nicobar Islands, not two. Statement 2 is correct, as PM JANMAN was launched in November 2023 with a ₹24,000 crore outlay over three years covering housing, roads, drinking water, mobile medical units and Anganwadi centres for all 75 PVTGs. Statement 3 is correct too, since the Baiga practise bewar or shifting cultivation and hold the belief that they are custodians of the earth, traditionally refusing to plough it — they are concentrated in Balaghat, Mandla, Dindori and Umaria districts of Madhya Pradesh and in Chhattisgarh.
- AThe NTC Chairperson must be a sitting Supreme Court Judge, appointed by the President of India on the advice of the Prime Minister after consultation with the Chief Justice of India.
- BThe NTC Chairperson is a former Chief Justice of India, appointed directly by the Chief Justice of India without any executive involvement.
- CThe NTC Chairperson is a former Supreme Court Judge or former Chief Justice of a High Court, appointed by the Central Government after mandatory consultation with the Chief Justice of India.
- DThe NTC Chairperson is elected by the Judicial Members of the NTC from among retired Supreme Court Judges, with a fixed term of three years.
Option (c) is correct — the NTC Chairperson must be a former Supreme Court Judge or a former Chief Justice of a High Court, appointed by the Central Government only after mandatory consultation with the Chief Justice of India, holding office for five years or until the age of 70, whichever is earlier. Option (a) fails on three counts: it says sitting rather than former judge, describes appointment by the President on the Prime Minister's advice, and restricts eligibility to Supreme Court judges alone. Option (b) is wrong because the CJI is consulted but does not appoint, and option (d) invents an election by Judicial Members that the Bill does not provide for.
- India–SACU Preferential Trade Agreement negotiations — The Southern African Customs Union (SACU) is the world's oldest customs union, established in 1910, comprising Botswana, Eswatini, Lesotho, Namibia and South Africa.
- CBDC-based DBT under PMGKAY — The Digital Rupee (e₹) retail pilot was launched by the Reserve Bank of India on 1 December 2022, and the CBDC is issued under the legal authority of the Reserve Bank of India Act, 1934 (as amended in 2022).
- Chief of Defence Staff (CDS) — The office of the CDS was established in January 2020 following recommendations of the Kargil Review Committee (2000) and subsequent policy decisions, with the first CDS heading both the Department of Military Affairs and serving as single-point military adviser to the Defence Minister.
- A1 and 2 only
- B2 and 3 only
- C1, 2 and 3
- D1 and 3 only
All three pairs are correctly matched. SACU, established in 1910, is the world's oldest customs union with Botswana, Eswatini, Lesotho, Namibia and South Africa as members, and India signed the Terms of Reference for PTA negotiations with it on 12 August 2026. The RBI launched the retail Digital Rupee (e₹-R) pilot on 1 December 2022, with the CBDC issued under the RBI Act, 1934 as amended in 2022 to create the legal basis. The CDS office was created in January 2020 with General Bipin Rawat as the first incumbent, following the recommendation of the Kargil Review Committee (2000) chaired by K. Subrahmanyam; the CDS heads the Department of Military Affairs and is the single-point military adviser to the Defence Minister on tri-service matters.


