Content
- PRASAD and SDS Schemes
- Measures To Promote Women Entrepreneurs
PRASAD and SDS Schemes
India’s rich spiritual and cultural heritage forms a cornerstone of its tourism potential. To harness this, the Government has launched targeted schemes like PRASHAD and Swadesh Darshan to develop world-class infrastructure and enhance visitor experiences.
Relevance : GS 1(Culture ,Heritage ) , GS 3(Tourism )
PRASHAD Scheme (Pilgrimage Rejuvenation and Spiritual, Heritage Augmentation Drive)
Objective
- Focuses on development of pilgrimage and heritage tourism infrastructure at identified religious sites across India.
- Promotes holistic spiritual tourism by improving visitor amenities and connectivity.
Key Statistics
- Launched in 2014-15 under the Ministry of Tourism.
- 54 projects sanctioned across 28 States/UTs.
- Projects like Varanasi, Dwarka, Amarkantak, Somnath, Kedarnath, Puri, and Mathura-Vrindavan are included.
- Many projects completed; several are ongoing with fund disbursements in phases.
Implementation & Issues
- Implemented by State/UT Governments.
- Common delays: tendering issues, weak local capacity, design delays, incomplete documentation.
- Ministry monitors progress and encourages time-bound completion.
Project Examples
- Completed: Dwarka (₹10.46 cr), Somnath (₹45.36 cr), Amarkantak (₹49.99 cr), Kedarnath (₹34.77 cr).
- Ongoing: Ambaji (Gujarat), Annavaram (AP), Simhachalam Temple (AP), Bhadrachalam (Telangana).
- Foreclosed: Puri (Odisha), Yamunotri-Gangotri (Uttarakhand) – despite partial physical completion.
Swadesh Darshan Scheme
SD 1.0 (2014-2022)
- Focused on thematic circuit-based tourism development.
- 76 projects sanctioned under 15 thematic circuits (Coastal, Desert, Tribal, Eco, Buddhist, Spiritual, etc.).
- Total outlay: ₹5,290.30 crore.
Thematic Circuits (Examples)
- Coastal Circuit: Goa, Tamil Nadu, West Bengal, A&N Islands.
- Buddhist Circuit: Bihar, MP, UP, Gujarat.
- Eco Circuit: Kerala, Mizoram, Uttarakhand.
- Tribal Circuit: Chhattisgarh, Nagaland, Telangana.
- Heritage Circuit: Rajasthan, Puducherry, Punjab.
Notable Projects
- Ayodhya (UP): ₹127.21 cr – largest individual project.
- Tehri (Uttarakhand): ₹69.17 cr – adventure & eco-tourism.
- Kumbhalgarh Fort circuit (Rajasthan), Kurukshetra (Haryana) under Krishna Circuit.
Swadesh Darshan 2.0 (SD 2.0) – Launched 2022
Objective
- Shift from circuit-based to destination-based approach.
- Emphasizes sustainability, community involvement, and responsible tourism.
- Selection based on tourism potential, connectivity, sustainability, etc.
Key Stats
- 52 projects sanctioned.
- Total approved outlay: ₹2,108.87 crore (lower but more targeted than SD 1.0).
- Projects span across Andhra Pradesh, Kerala, Goa, Bihar, Ladakh, Daman & Diu, Assam, Arunachal, Karnataka, Chhattisgarh, etc.
Experience-Based Tourism (Examples)
- Bodh Gaya Meditation Centre (Bihar) – ₹165.44 cr.
- Bhoramdeo Corridor (Chhattisgarh) – ₹145.99 cr.
- Alappuzha Water Wonderland (Kerala) – ₹93.17 cr.
- Colva Beach, Porvorim Creek (Goa) – Eco & Coastal experiences.
- Mechuka Adventure & Cultural Park (Arunachal) – Adventure tourism in Northeast.
Other Complementary Schemes
1.Dekho Apna Desh (2020)
- Promotes domestic tourism awareness.
- Uses tools like webinars, quizzes, pledges, social media campaigns.
2.Capacity Building for Service Providers (CBSP)
- Focused on training, certification, and upskilling local tourism stakeholders.
- Targets tour operators, homestay owners, local artisans, etc.
Conclusion:
Together, PRASHAD and Swadesh Darshan aim to make India a globally competitive spiritual and heritage tourism destination. Their success hinges on sustainable execution, local participation, and timely project implementation.
Measures To Promote Women Entrepreneurs
Introduction
Women entrepreneurship is a powerful driver of inclusive economic growth, yet as of 2024, only about 20% of MSMEs in India were owned by women. Recognizing the potential of women-led enterprises in job creation and economic transformation, the Indian government has implemented a multi-pronged, scheme-driven approach to uplift and empower women entrepreneurs across sectors, geographies, and social strata.
Relevance : GS 3(Entrepreneurship ), GS 2(Gender Inclusivity)
Policy Measures and Institutional Support for Women-Led MSMEs
Udyam Registration & Udyam Assist Portal
- Launched: July 2020 (Udyam), January 2023 (UAP)
- Features:
- Fully online, paperless self-declaration-based registration.
- PAN/GSTN optional for registration via UAP.
- Eligible for Priority Sector Lending (PSL) and Ministry scheme benefits.
- Special drives to register women-owned MSMEs conducted.
Public Procurement Policy
- Mandate: 3% of annual procurement by CPSEs and Ministries must be from women-owned MSEs.
- Aims to create assured market linkages and boost demand for women-led enterprises.
Financial Incentives & Credit Support
Credit Guarantee Scheme for Women (since Dec 2022)
- Higher guarantee cover: Up to 90% (vs 75% for others).
- 10% concession in annual guarantee fees.
- Impact: Reduces risk for lenders; encourages credit flow to women entrepreneurs.
Prime Minister’s Employment Generation Programme (PMEGP)
- Women beneficiaries: 39% of total.
- Higher subsidy:
- 35% for women vs 25% for general category.
- Supports non-farm micro-enterprise creation in rural and urban areas.
Capacity Building & Skill Development Initiatives
Skill Upgradation & Mahila Coir Yojana
- Targets women artisans in the coir sector.
- Aims at value addition, product diversification and enhanced employability.
Trade Fair Subsidies
- Women entrepreneurs get 100% subsidy for participation in trade fairs (vs 80% for others).
- Encourages exposure, B2B linkages, and market development.
Focused Interventions through MSDE, NIESBUD & IIE
PM Vishwakarma Yojana (2023)
- Supports traditional artisans & craftspeople, including women across 18 trades.
- Offers skill training, toolkit incentives, credit, and market linkages.
Yashasvini Campaign
- Nationwide awareness campaign targeting existing & aspiring women entrepreneurs.
- Focuses on handholding, mentoring, and linking to government schemes.
Special Interventions for Marginalized Women Entrepreneurs
PM JANMAN (March 2024) – Entrepreneurship for PVTGs
- Target group: Particularly Vulnerable Tribal Groups.
- Trained so far: 37,161 beneficiaries, of which 31,560 are women (85%).
- Support includes skill-building and VDVK (Van Dhan Vikas Kendra) development in 18 states.
Dharti Aaba Janjatiya Gram Utkarsh Abhiyan (DAJGUA)
- Focus: Capacity building of 1,000 VDVKs in 30 tribal districts.
- As of June 2025: 30 participants trained in ToT, including 15 women.
Youth & Student-Focused Interventions
Swavalambini Programme (Feb 2025)
- Launched in collaboration with NITI Aayog’s Women Entrepreneurship Platform.
- Targets: Assam, Meghalaya, Mizoram, Telangana, Uttar Pradesh.
- Focus:
- 1,200 female students: Entrepreneurship Awareness Training (EAP).
- 600 students: Entrepreneurship Development Programme (EDP).
- Includes seed funding, mentoring, and recognition under “Awards to Rewards” initiative.
Institutional Development: EDCs and Incubation Centres (North East Focus)
Entrepreneurship Development Centres (EDCs) & Incubation Centres (ICs)
- Goal: Build entrepreneurial ecosystems in educational institutions of NE region.
- Status:
- 30 EDCs and 4 ICs in 8 North Eastern states.
- 600 mentors trained, 912 participants trained via EDP.
- 600 of these were women (65%).
- 100 ideas to be incubated, 900 to receive seed support.
Key Performance Highlights (Cumulative)
Intervention | Women Beneficiaries |
PMEGP | ~39% of total |
PM JANMAN | 31,560 women |
Swavalambini | Target: 1,800 women students |
EDP in NE | 600 women |
Coir Yojana | Not disclosed, but women-targeted |
Trade Fairs | 100% subsidy for all women |
PM Vishwakarma | Inclusive of women in 18 trades |
Challenges Persist
Despite proactive schemes, several structural barriers limit scale-up of women-led enterprises:
- Low financial literacy and creditworthiness.
- Social mobility restrictions in rural & tribal areas.
- Digital divide and lack of business formalization.
- Weak integration into global/domestic supply chains.
Recommendations
- Digital Literacy + Mobile First Services for women entrepreneurs (especially rural).
- Women-focused incubators & accelerators at the district level.
- Gender-segregated MSME data to improve policy targeting.
- Encourage private sector-NGO partnerships for mentoring & funding.
- Expand procurement quotas and enforce existing 3% mandate strictly.
Conclusion
India’s multi-ministerial push — from skill-building to credit access — reflects a growing commitment to mainstreaming women-led entrepreneurship. With over 31,000 tribal women trained, 39% PMEGP participation, and initiatives like Swavalambini and PM Vishwakarma, the ecosystem is gradually evolving. However, sustained efforts in capacity-building, digital access, and market integration are essential to bridge the gender gap in entrepreneurship.