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Pradhan Mantri MUDRA Yojana is aimed at

Pradhan Mantri MUDRA Yojana is aimed at(2016)

a) bringing the small entrepreneurs into formal financial system

b) providing loans to poor farmers for cultivating particular crops

c) providing pensions to old and destitute persons

d) funding the voluntary organizations involved in the promotion of skill development and employment generation


Pradhan Mantri MUDRA Yojana (PMMY) is a scheme launched by the Hon’ble Prime Minister on April 8, 2015 for providing loans up to 10 lakh to the non-corporate, non-farm small/micro enterprises. These loans are classified as MUDRA loans under PMMY. 

These loans are given by Commercial Banks, RRBs, Small Finance Banks, MFIs and NBFCs. 

The borrower can approach any of the lending institutions mentioned above or can apply online through this portal . 

Under the aegis of PMMY, MUDRA has created three products namely ‘Shishu’, ‘Kishore’ and ‘Tarun’ to signify the stage of growth / development and funding needs of the beneficiary micro unit / entrepreneur and also provide a reference point for the next phase of graduation / growth.

May 2024