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Nation First Transit Card


State Bank of India has launched its ‘Nation First Transit Card’, a RuPay prepaid instrument under the National Common Mobility Card (NCMC) that can be used nationwide.


GS III: Indian Economy

Dimensions of the Article:

  1. Nation First Transit Card
  2. About National Common Mobility Card (NCMC)
  3. What is a RuPay Card?

Nation First Transit Card

  • Objective: Enhance customer commuting experience and simplify digital fare payments.
  • Usages: Metro, buses, water ferries, parking, etc.
  • Payment Options: Also applicable for retail and e-commerce transactions.
  • Technology: Utilizes RuPay and National Common Mobility Card (NCMC) technology.
Nation First Transit Card Features:
  • Streamlines customer commuting.
  • Provides a unified digital ticketing solution.
  • Enables seamless fare payments across various modes of transportation.
  • Offers versatility with retail and e-commerce payment capabilities.
  • Leverages RuPay and NCMC technology for secure transactions.

About National Common Mobility Card (NCMC):

  • Usage of Debit Cards: NCMC allows bank customers to utilize their Debit Cards for travel on Metro Rail and enabled buses.
  • Origin: NCMC was proposed by the Nandan Nilekani committee, established by the Reserve Bank of India (RBI).
  • Government Initiative: It is an initiative of the Ministry of Housing and Urban Affairs in India, aiming to promote cashless transactions and provide a unified payment platform for commuters.
  • Launch Date: NCMC was officially launched on March 4, 2019.
  • Unified Transport Solution: It offers a unified contactless transport solution using the RuPay platform, developed by the National Payments Corporation of India (NPCI).
  • Automatic Fare Collection: NCMC functions as an automatic fare collection system, potentially turning smartphones into versatile transport cards for Metro, bus, and suburban railway services.

What is a RuPay Card?

  • Origin and Issuance: RuPay is an Indian domestic card scheme introduced and managed by the National Payments Corporation of India (NPCI).
  • Affordability and Variants: RuPay cards are cost-effective and can be issued as credit cards, debit cards, and prepaid cards.
  • Wide Acceptance: RuPay cards enable electronic payments at all Indian banks and financial institutions.

-Source: The Hindu

March 2024