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Vishwakarma Yojana & Lakhpati Didi Scheme


In the recent Independence Day address, the Prime Minister unveiled two significant initiatives aimed at empowering artisans and women’s self-help groups (SHGs) across India.


GS II: Government Policies and Interventions

Dimensions of the Article:

  1. Vishwakarma Yojana: Empowering Artisans and Craftsmen
  2. Empowering Rural Women: The Lakhpati Didi Scheme

Vishwakarma Yojana: Empowering Artisans and Craftsmen

  • The Vishwakarma Yojana is an innovative initiative aimed at uplifting skilled traditional craftsmen, particularly from the Other Backward Classes (OBC) community.
  • This scheme is named after Vishwakarma, the divine architect and craftsman, and aims to perpetuate the guru-shishya parampara or teacher-pupil tradition within artisan families.
Key Features:

Recognition and Identity:

  • Artisans and craftsmen enrolled in the scheme will be granted a PM Vishwakarma certificate and an official identity card.

Financial Support:

  • Beneficiaries are eligible for collateral-free credit support of up to ₹1 lakh (first tranche) and ₹2 lakh (second tranche) at a concessional interest rate of 5%.

Budget Allocation:

  • The Vishwakarma Yojana has been allocated a budget ranging from ₹13,000 crore to ₹15,000 crore for five financial years from 2023-2024 to 2027-2028.

Skill Training and Tools:

  • The scheme offers a stipend of ₹500 for skill training and ₹1,500 for the acquisition of modern tools.

Diverse Traditional Trades:

  • Encompassing both rural and urban areas, the scheme covers 18 traditional trades such as carpentry, boat-making, blacksmithing, pottery, sculpting, cobbling, tailoring, and more.

Registration Process:

  • Registration for the Vishwakarma Yojana can be completed at common services centers situated in villages.

Collaborative Support:

  • While the central government provides funding, collaboration with state governments is also sought for the successful implementation of the scheme.

Market Integration:

  • A significant goal of the scheme is to seamlessly integrate artisans into domestic and global value chains, opening doors to improved market access and opportunities.

Empowering Rural Women: The Lakhpati Didi Scheme

  • The Lakhpati Didi Scheme embodies the government’s ambitious aim of fostering economic prosperity among women in rural villages.
  • By targeting the creation of two crore “lakhpati didis” or prosperous sisters, this initiative aligns with broader poverty alleviation goals and aims to uplift women through skill training.
Key Features:

Skill Empowerment:

  • Women in rural areas will receive skill training to enable them to earn an annual income exceeding Rs 1 lakh.

Drones for Agricultural Activities:

  • Women’s Self-Help Groups (SHGs) will receive drones to aid in various agricultural tasks.
  • The utilization of drones aims to blend technology with traditional farming practices, thereby enhancing agricultural productivity and income.

Technology and Empowerment:

  • This initiative stands at the intersection of technology adoption and women’s empowerment, addressing both economic and gender disparities.

Training for Drone Operation:

  • Approximately 15,000 women’s SHGs will undergo training in drone operation and repair.
  • This training equips women with contemporary skills, providing them with an edge in various fields.

Revolutionizing Agriculture:

  • Drones possess the potential to revolutionize agriculture through precision farming, crop monitoring, and pest management.
  • This technological leap contributes to increased crop yields and more sustainable farming practices.

Diverse Skill Training:

  • Beyond drones, the scheme encompasses diverse skills training, including LED bulb making and plumbing.
  • This comprehensive approach broadens the spectrum of income-generating opportunities for rural women.

-Source: The Hindu

April 2024